Renters Insurance: Do I Really Need It?

Firemen putting out a house fire

Protect yourself and your personal possessions with renters insurance, whether you live in on or off the installation. Many service members aren't familiar with renters insurance because it isn't required by law, unlike car or homeowners insurance. A lot of renters mistakenly assume that the property owner's insurance covers their personal belongings. For those living in on-installation housing, the government covers only the actual value of possessions, not the cost to replacement them.

Renters insurance covers your property if you rent or sublet a single-family home, apartment, duplex, condo, studio, loft or townhome. Even if you live in military housing, you may still want renters insurance to protect your belongings.



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