Understanding the Reserve Component Survivor Benefit Plan

A female and male service members reviewing paperwork in an office.

The Reserve Component Survivor Benefit Plan allows retiring National Guard and reserve members to allocate, upon their death, a portion of their retired pay to a spouse or other beneficiary. Understanding enrollment options and how to calculate the premium amounts can be confusing, so it's important to understand how the RCSBP works in order to make the best decision when the time comes.

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