Master Your Credit: Answers to Your Top 8 Questions

A male service member using an ATM machine onboard a ship.

Good credit is more important than you might think. From getting a good job to renting an apartment, having good credit is essential. You've probably seen the goofy commercials about credit scores and reports, like the one with the couple that has to live in their parents' basement. The ads are supposed to be funny, but bad credit is far from funny when you think about how it can affect your life. Your credit affects:

  • Buying or renting a house
  • Getting a loan
  • Applying for a job
  • Finding insurance

Relocations and deployments can be busy, chaotic times, and it can be easy to miss a couple of bill payments or wind up with some debt on your credit card. It might not seem like a big deal, but those two things can hurt your credit score the most.

Don't land on debt row. Make credit work for you by learning:

  • How to master the basics of your credit
  • How credit may affect your life
  • What you can do to improve your credit
  • How to report fraud

Read More »


Find programs and services at your local installation.

View a directory of installations

Service members, family members, surviving family members, service providers and leaders rely on Military OneSource for policy, procedures, timely articles, cutting-edge social media tools and support. All in one place, empowering our military community.