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Department of Defense Policy


These resources include DoD directives, instruction and guidance for money management and military family consumer protections.

DoD Instruction 1342.22, "Military Family Readiness," July 3, 2012 This Instruction establishes policy guidance, assigns responsibilities, and prescribes procedures for the implementation, oversight, accountability, staffing, and funding of Family Centers across the military. Personal financial management is listed among the baseline services to be provided at all DoD Family Centers.

DoD Directive 1344.09, "Indebtedness of Military Personnel," October 27, 1994, certified as current December 8,2008 This Directive provides policies and responsibilities governing delinquent indebtedness of military personnel and prescribes policy for processing garnishments to the pay of military members to satisfy judgment indebtedness.

DoD Instruction 1344.12, "Indebtedness Processing Procedures for Military Personnel," November 18, 1994, Aministrative Reissuance Incorporating Through Change 2, July 11, 1996 This Instruction implements policy, assigns responsibilities, and prescribes procedures for governing delinquent indebtedness of service members.

DoD 32 CFR Part 232, "Limitations on Terms of Consumer Credit Extended to Service Members and Dependents; Final Rule" The Department of Defense has amended 32 CFR by adding new regulations to implement the consumer protections provisions of Public Law 109-364, the John Warner National Defense Authorization Act for Fiscal Year 2007, section 670.

 

 


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The Latest - Taking Charge of Your Money Resolutions often involve gyms, workout clothes and more money for extra fruits and veggies all in hopes of a healthier year. This year resolve to get fit both physically and financially. Make a pledge to get serious about the debt you're carrying, the spending you're doing and the saving you need to start.


Tax Filing Made Simple for Service Members and Their Families Let Military OneSource and our no-cost tax filing service make a potentially stressful time a little more bearable. You can spend the time you'll gain back on the much more fun task of deciding what you're going to do with this year's tax return.


The Latest - Quick Tips for Using Your Tax Refund If you are in need of tax help and don't know where to turn, visit with volunteers at the military-based Volunteer Income Tax Assistance program. No-cost tax advice and preparation, return filing and other tax assistance are available to military members and their families through this program.


Couple looking at brochures In gearing up for Military Saves Week this webinar will discuss one of the most important savings goals of American families — saving money for a comfortable retirement. Such topics will include research findings about the retirement preparedness of American families, conflicting opinions about "the number" (the amount of money needed to comfortably retire), factors that influence "the number" and retirement savings calculation tools such as the Ballpark Estimate and Monte Carlo simulations. Case studies and chat questions will be included to apply the webinar content to real world situations. There are CEUs available.

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