Whether it's a special occasion or just because, gifts are a pleasure to give and receive. What's more, you don't have to spend big bucks to give a present that the recipient will love.
Before you pull out the credit cards this holiday season, take a minute to consider just how long you might be paying for those gifts! The key to keeping holiday spending (or almost any kind of spending) under control is planning and sticking to a budget. By planning your holiday spending carefully, you can save money and still make the holidays happy.
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