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Health Care & Emotional Well-being

TRICARE Health Care Program

Benefit overview

TRICARE is the health care program for service members, retirees and their families worldwide. TRICARE provides comprehensive coverage, health plans, special programs, prescriptions and dental plans.

TRICARE offers several services for beneficiaries with special needs, including applied behavior analysis, cancer clinical trials, durable medical equipment, home health care, hospice care, mental health care and skilled nursing facility Care.

Not all plans are available in all locations.

How this benefit helps

TRICARE helps service members and families by providing health care coverage.

TRICARE programs

TRICARE offers a number of programs by bringing together the health care resources of the Military Health System — such as military hospitals and clinics — with a network of civilian health care professionals, institutions, pharmacies and suppliers.

This telephone-based, instructor- led teleclass allows participants to receive course information from a health professional without leaving home. The Making Healthy Changes for Life class teaches you how to determine your readiness for change, prepare for change and make your healthy change last, get back on track when you have a slip, and use tools and resources to help you move forward with improving your health.

TRICARE Overseas is the Defense Department’s health care program for active-duty service members and their families who are stationed OCONUS.

Respite care provides a temporary break for caregivers. Primary caregivers for service members injured in the line of duty may qualify for TRICARE respite care.

TRICARE covers Applied Behavior Analysis for beneficiaries with autism spectrum disorder. Applied behavioral analysis can help people with autism develop language and social skills. A goal is to increase positive behaviors while decreasing negative ones.

Family members of active-duty service members may be eligible for the TRICARE Dental Program. Reserve and National Guard members when activated are covered by active-duty dental benefits. When not activated, they can enroll in the TRICARE Dental Program.

The Extended Care Health Option provides financial assistance to TRICARE beneficiaries with special needs. ECHO provides additional financial assistance to help cover the cost of services and supplies beyond what TRICARE plans offer. To register for TRICARE ECHO, active-duty families need to be enrolled in their service’s Exceptional Family Member Program and register with their TRICARE regional contractor.

TRICARE may provide additional benefits beyond basic coverage to service members who were injured while on active duty, including reserve and Guard members. TRICARE benefits for injured service members do not require any out-of-pocket costs, have no benefit cap and include:

  • Diagnosis
  • Home health care supplies and services
  • Training and special education
  • Assistive technology devices
  • Rehabilitation
  • Customized hand-crank bikes
  • Institutional care in private nonprofit, public, and state facilities
  • Transportation to and from the facilities above if you need it
  • Custodial care in conjunction with authorized home health services
  • Respite care for your primary caregiver

Some reproductive services may be available.

Use the TRICARE Find a Doctor website to find care in your area.

This benefit covers care for a range of mental health and substance use disorders.

The TRICARE Pharmacy Program provides prescription drugs for eligible beneficiaries in a safe, easy and affordable way. TRICARE has four pharmacy options: Military pharmacies, home delivery, network pharmacies and non-network pharmacies. Each option is available worldwide, but there are some limits overseas.

TRICARE Reserve Select is a premium-based health plan for selected reserve members (and their families) who qualify. Purchasing TRICARE Reserve Select is a two-step process. Individual Ready Reserve members, including Navy Reserve Voluntary Training Units, do not qualify.

Children enrolled in TRICARE under a parent’s plan may purchase TRICARE Young Adult when their coverage ends at age 21 (or 23 if enrolled in college) if they meet certain eligibility requirements.

How to access this benefit

TRICARE offers different health care plans for different situations. There are plans for active-duty service members, their families, reservists, retirees and more. The TRICARE 101 webpage provides links to the available TRICARE plans, eligibility requirements and a care finder.

To receive benefits through TRICARE, you must enroll in the plan that matches your situation. You can enroll online through the milConnect website. Click on the Benefits tab, and then click on Beneficiary Web Enrollment. Once enrolled, you will be notified by your regional contractor, and you can log in to milConnect to download your enrollment card. Once processed, you can click Find a Doctor. Call your regional TRICARE contractor with questions or if you have special circumstances.

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TRICARE Military Treatment Facility Locator

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Find a military hospital or clinic with this locator.

The TRICARE Military Treatment Facility Locator allows you to find the nearest MTF by ZIP code or military installation. MTFs provide care for service members and their families.

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