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Military OneSource Services

Financial Counseling

Benefit overview

You don’t need to tackle issues like mounting debt or saving for college or retirement alone; Military OneSource financial counselors are available in person, over the phone and via video. Financial counseling gives you an opportunity to talk to a trained professional — one who is familiar with the issues that affect service members — about your questions and receive referrals to services and programs that meet your specific needs.

Service members can access financial counseling for free through installation programs and Military OneSource. These counselors understand the financial challenges you face as a service member and the resources available to help you manage and plan your fiscal future.

How this benefit helps

Financial security can help you be a true guardian of your homefront. We can help you:

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Evaluate programs and plans

Get support in evaluating savings programs, retirement and investment plans, and college savings and payment options.

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Learn to talk to creditors

Military OneSource financial consultants can help you learn to talk to creditors and negotiate things like late fees, payment plans and foreclosures.

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Learn personal finance basics

Counselors can go over your finances and suggest ways to pay down debt. They can also teach you about savings, managing your checking account, investments and making a family budget.

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Educate you on consumer rights

Financial Counselors can provide information on consumer rights and make appropriate referrals to military and civilian resources responsible for resolving credit report complaints.

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Learn about military savings programs

Counselors can go over a variety of savings, retirement and investment plans with you and talk about the pluses and minuses of each.

How to access this benefit

You can receive financial counseling either through Personal Financial Management Services, the Military and Family Life Counseling Program or Military OneSource.

These programs include classes, seminars, one-on-one counseling and additional information to educate service members and their families about consumer rights and help them achieve financial stability.

This program includes personal financial counseling to help you and your family manage finances, resolve financial problems and reach long-term goals such as getting an education, buying a home and planning for retirement.

Military OneSource provides confidential, short-term counseling to address financial issues such as basic budgeting, money management and debt. Contact us to schedule an in-person, video or telephone counseling session.

Set up a time to meet with a financial counselor by calling Military OneSource at 800-342-9647 or live chat. OCONUS/International?  View calling options.

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